Compliance & Risk
Continuous compliance monitoring, automated KYC/AML screening, certification readiness and risk rule engines — so regulatory obligations do not become operational bottlenecks.
Compliance that operates continuously, not annually
Traditional compliance is a scramble: auditors arrive, evidence gets assembled in panic, and the gap between what your policies say and what your systems actually do becomes visible too late. For businesses operating across multiple jurisdictions and payment networks, this approach creates existential risk.
We implement compliance as infrastructure — automated evidence collection running continuously, screening checks integrated into transaction flows, policy enforcement embedded in access controls and deployment pipelines. When auditors arrive, the evidence pack is already assembled.
Our compliance programs cover KYC/KYB onboarding, AML transaction monitoring, sanctions screening, PCI DSS scope management, SOC 2 control mapping, GDPR/CCPA data handling and sector-specific regulations. Each control is mapped to evidence sources, tested automatically and reported through a live compliance dashboard.
Result: audit-ready at all times, with screening coverage measured in minutes rather than days and false-positive rates tuned to avoid blocking legitimate customers.
Metrics represent typical program maturity after 90 days of operation. Initial onboarding period may show higher false-positive rates during tuning.
What is included
KYC and KYB screening
Identity verification for individuals and businesses at onboarding, with document validation, biometric checks and beneficial ownership resolution.
AML and sanctions monitoring
Real-time transaction monitoring against OFAC, EU, UN and HMT sanctions lists with configurable risk scoring, alert triage workflows and SAR filing support.
PCI DSS scope management
Network segmentation validation, quarterly vulnerability scanning, SAQ preparation and evidence collection for annual QSA audits.
SOC 2 readiness and evidence
Control mapping to Trust Services Criteria, automated evidence collection from your infrastructure, policy document generation and auditor liaison.
Risk rule engine
Configurable business rules for transaction limits, velocity checks, geographic restrictions and behavioral anomaly detection — deployable in under 24 hours.
Audit support and reporting
Pre-assembled evidence packs, control effectiveness reports, remediation tracking and direct auditor communication support during examination periods.
How it works
Compliance landscape assessment
Week 1–2. We map every regulatory obligation across your jurisdictions, payment networks and industry verticals. Deliverable: compliance obligation register with current coverage gaps, risk ratings and prioritized remediation plan.
Control design and tooling deployment
Week 2–4. Design controls for each obligation, configure screening integrations, deploy evidence collection agents and set up the compliance dashboard. Deliverable: live control environment with automated evidence flowing.
Rule tuning and false-positive reduction
Week 4–6. Calibrate risk scoring models, tune alert thresholds against historical data and establish alert triage workflows with your operations team. Deliverable: tuned rule set with false-positive rate below agreed threshold.
Audit preparation and dry run
Week 6. Simulate an audit — assemble the evidence pack, test completeness, identify any remaining gaps and produce remediation actions. Deliverable: audit-ready evidence package and compliance attestation letter.
Continuous monitoring and annual refresh
Ongoing. Monthly control effectiveness reviews, quarterly access recertification, annual policy refresh and regulatory change monitoring with proactive alerts when new obligations affect your business.
Technical details
| Parameter | Specification |
|---|---|
| Sanctions lists | OFAC SDN, EU Consolidated, UN Security Council, HMT, MAS — refreshed within 1 hour of publication |
| Screening latency | <2 seconds for real-time transaction screening; <30 seconds for batch customer re-screening |
| PCI DSS scope | SAQ A, SAQ A-EP, SAQ D support; Level 1 merchant and service provider readiness |
| SOC 2 criteria | Security, Availability, Processing Integrity, Confidentiality — Trust Services Criteria 2017 |
| Rule deployment | New rules live within 24 hours of approval; emergency rules within 4 hours |
| Evidence retention | 7 years minimum with tamper-evident audit logging and configurable retention policies |
| Regulatory frameworks | GDPR, CCPA, LGPD, POPIA, BSA/AML, MiCA, PSD2, FCA rules, MAS notices |
FAQ
Can you work with our existing compliance tools?
Yes. We integrate with leading GRC platforms (Vanta, Drata, Secureframe), sanctions screening providers (Chainalysis, ComplyAdvantage) and identity verification vendors (Onfido, Jumio). Our role is orchestration and gap-filling, not replacement of tools already working for you.
How do you handle a regulatory change that affects us mid-year?
Our regulatory intelligence team monitors legislative and supervisory changes across your operating jurisdictions. When a change affects your obligations, you receive an impact assessment within 5 business days with recommended control updates and implementation timeline.
What happens if a screening check flags a legitimate customer?
Alerts enter a triage queue with full context — match reason, confidence score and customer history. Your compliance officer (or ours, under managed service) reviews and clears false positives, typically within 4 hours. Cleared matches are recorded for audit trail and used to tune scoring thresholds.
Do you provide the compliance officer, or do we need one internally?
Both models are available. Our managed service includes a fractional compliance officer who handles day-to-day alert triage, policy maintenance and auditor communication. Alternatively, we support your internal officer with tooling, evidence automation and advisory capacity.
Audit season should not be a fire drill.
Share your regulatory landscape — we will show you what continuous compliance looks like.