This section collects every policy that applies when you use Studio998 services or browse studio998.com — privacy, contractual terms, refunds and cookies. We write these documents in plain language wherever possible, so you can find the answer without reading like a lawyer. Where a separately signed service agreement between you and Studio998 says something different, that agreement prevails.
All four policies last updated: 3 September 2026 · Published by: Studio998, Riverview, Florida, United States
Each card summarizes what the policy covers and why it matters. Follow through to read the full text with its table of contents.
Explains what personal data Studio998 collects across payment operations, KYC verification and the website itself. Key points: data is stored in the United States, retention runs 7 years post-termination, and GDPR/CCPA rights requests are answered within 30 days.
Last updated: 3 September 2026
Read policyThe binding agreement between Studio998 and every business using our platform or services. Key points: Net 15/Net 30 payment terms, liability capped at 12 months of fees, Florida governing law and arbitration in Tampa after a 30-day negotiation window.
Last updated: 3 September 2026
Read policySeparates service fees paid to Studio998 from end-consumer payment disputes, and sets out what is refundable in each case. Key points: 30 days' notice to cancel retainers, chargebacks within 120 days, approved refunds processed within 10 business days.
Last updated: 3 September 2026
Read policyExplains our tracking-free approach to cookies and similar technologies. Key points: studio998.com sets no cookies at all, uses no local storage or analytics tools, and the only third party involved is the Google Fonts CDN, which your browser contacts directly.
Last updated: 3 September 2026
Read policyDifferent documents matter at different stages of a client relationship. Here is the order we suggest.
Read the Terms of Service end to end, with particular attention to Section 5 (Client Obligations), Section 6 (Fees and Payment), Section 7 (Acceptable Use) and Section 13 (Limitation of Liability). If any term conflicts with what you negotiated, raise it before countersigning the Service Order — a signed agreement overrides these standard terms.
KYC/KYB verification requires identity documents, beneficial ownership records and sanctions screening. The Privacy Policy explains exactly what we collect at this stage, the legal bases we rely on, and the retention schedule that applies once onboarding completes. Where you are the data controller, a Data Processing Addendum supplements Sections 2 and 6 of that policy.
Billing questions, service failures and consumer disputes are all routed through the Refund Policy. It defines what is and is not refundable, the evidence required for chargeback defense and the processing timeline for each payment method. Keep your account ID and invoice numbers at hand when contacting us.
The Cookie Policy explains what studio998.com stores on your device — which is nothing: the site sets no cookies, uses no local storage and runs no analytics. It pairs with the Privacy Policy, which covers everything the site and our services do handle, from server logs to the Google Fonts requests described in both documents.
The Privacy Policy describes the full scope of personal data processing across our services, while the Cookie Policy documents this website's tracking-free design. Section 2.2 of the Privacy Policy and the Google Fonts section of the Cookie Policy cover the same ground from two angles: what studio998.com itself records (server logs only) and what the single embedded third-party service may process on its own — if you are completing a vendor security review, cite both.
The Terms of Service establish the fee structure, termination rights and liability limits; the Refund Policy explains what happens to money already paid when those rights are exercised. Section 15 of the Terms and Section 4 of the Refund Policy both address cancellation — the Refund Policy adds the pro-rata mechanics.
Material changes to any of these policies are communicated to active clients by email at least 30 days before taking effect. The "Last updated" date at the top of each policy page always reflects the current revision.
Our team responds within one business day. For anything contract-specific, reference your account ID and we will route it to the right person.